Thun says that health care often comes with a job. ”The reality is not simple or clear.

“Often, health care comes with a job.”

Senator John Thun (rupee), in an interview with Kuta on May 30, 2025

Millions of people It is expected To inspect access to Medicaid and the law of care at reasonable prices, if the Federal legislators agree to the Law of the Great Great Law, the local policy package of President Donald Trump, which is now moving through the Senate.

Senate Leader John Theon discussed health care and legislation suspended in Interview with KutaSouth Dakota TV station. But he focused on a different type of health insurance that the employer sponsors.

“Often, health care comes with a job,” said Thun.

Thun’s comments were made in the interview in the context of highlighting part of the goal of the Republican Party’s economic policy. “The creation of these jobs with the best wage that comes with benefits is the goal in the end here,” he said.

KFF Health News has arrived at Thune office to find out the basis of this comment. Ryan Wrasse, by repeating Thnee, replied: “Obtaining a job has the ability to lead the worker to obtain health care.”

Paul Frontin, director of health benefits research at the Institute for Personnel Research, said that the Thun’s suspension may also refer to the discussions surrounding the requirements of medical aid work. The beautiful big bill law You will let the adults not be disabled Registration in medicaid only if they prove that they volunteer, work, search or work training.

Medicaid, funded by the federal government and the states, is the country’s main health insurance program for low -income persons. Some people with disabilities are also qualified.

Some Republicans were built on the talk point in jobs in defending Medicaid discounts and work requirements. Senator James Lancford (R-OKLA), for example, CNBC said The draft law is not related to “expelling people from medical aid. It is transmitted from Medicaid to health care provided by the employer.”

But the health policy experts we have reviewed show that obtaining a job is not a guarantee to obtain work insurance.

Health insurance sponsored by the employer: Basics

These experts said that most of the jobs offer health insurance. But they also said that the relationship between employment and work -based coverage is not always clear.

“When I see this statement, I like,” I got a lot to say about this. “But I am not arguing with the statement.”

Matthew Ray, the assistant director focuses on searching for special insurance in KFF, which is a non -profit health information that includes KFF Health News, which has also been weighted.

“The coverage sponsored by the employer is still the basis for how people get health insurance in the United States,” said Ray. “I would say that getting a job is not a guarantee that you will get healthy insurance. It increases your chances of getting it.”

About 60 % of Americans under the age of 65 are receiving health insurance through their job, as a husband, child or anyone else who depends on someone through his work, According to 2023 KFF data.

Among the workers between the ages of 18 and 64 years who were eligible but did not participate in securing them at the workplace, 28 % said that the reason they decided not to register is that the plans were very expensive, 2023 KFF data Show.

Most of these workers have found health insurance elsewhere, such as the plan in a nearby workplace. But a small percentage of qualified employees, 3.7 %, She was not insured.

Health insurance was “the most valuable benefit in the workplace” since the companies It began to be presented Frontin said that employment employees in the narrow labor market during World War II.

Federal law also encourages companies to provide plans. According to the law at reasonable prices, employers with 50 or more workers are full -time workers punishment If they do not provide most of the employees considered by the federal government at reasonable prices.

As of last year, 54 % of companies offered health insurance for at least some employees, According to KFF.

But this is not the main method ACA helped reduce the rate Melissa Thomason, a professor at Miami University in Ohio, who specializes in the economic history of health insurance, said. She said, “The change was almost” all this, “it came from ACA to create special market plans and allow the states to expand the MEDICAID.

Health policy analysts Suppose the great beautiful bill that makes it difficult for people to qualify or carry market plans, with proposals that will increase paperwork, shorten enrollment periods, and allow the promotion of tax credits. Thomasson also pointed out that the political discourse surrounding jobs and health insurance is not always in line with.

“We are often talking about the fact that small companies are the job creation engine,” she said, but these are companies that can not often provide insurance in the workplace.

So without a believer through insurance in the workplace?

The most obvious category of people who do not have work in the workplace are those who have no job. This group includes children and retirees, people looking for work, people who choose not to work, and those who cannot work, due to disability or illness.

Another group without insurance provided by the employer is 25 % of people between the ages of 18 and 64 years who have a job but are unable to obtain such an insurance 2023 data from KFF.

Some of these people work for companies that do not provide health insurance. Employers tend to be small companies or part of some industries, such as agriculture and construction.

Others are part -time, temporary, or seasonal in companies that provide health insurance only for full -time employees. Workers with a much lower income lower income than those who have higher income to be qualified to insurance in the workplace, According to 2023 KFF data.

People who do not work or do not get insurance through their job can get coverage in other ways. Some are secured through a relative work plan, while others buy plans and may qualify for subsidies in the ACA market.

Others get insurance through Medicaid or Medicare, the Federal Health Insurance Program for 65 years old or older and some people with disabilities.

The cost and quality vary – and thus access to care –

Just because someone has health insurance, it does not mean that he will get the health care they need. People can skip or delay care if their plans cannot be affected or if they limit the network providers.

“The health benefits come in all shapes and sizes,” said Frontin. “Some employers offer very generous advantages, others are less than that.”

KFF data shows that installments installments and cost participation have grown faster than wages From 2008 to 2018 But you have Summary in recent years.

Whether insurance at the workplace at reasonable prices is greatly different by income. According to KFF 2020 dataLow -income families were secured through a full -time factor, on average, 10.4 % of their income in installments and external costs. This is more than twice the rate when looking at families in all income.

Our rule

“Often, health care comes with a job,” said Thun.

This statement is partially accurate. Most workers in the United States get healthy coverage through work. But it shines on the aspects of the health insurance system in our nation in our nation-like how costs and coverage, especially for those who have less income, make a plan of action from hand even if it is available.

The bottom line: Not all jobs provide health insurance or make plans for all their workers. When they do, the cost and quality vary widely – which makes the aura explanations an excessive simplification.

We evaluate this half -correct statement.

sources

City interview With Senator John Thun, May 30, 2025.

CNBC interview With Senator James Lansford, June 5, 2025.

KFF, “2024 Wiping health advantages for the employer“October 9, 2024.

KFF, “The responsibility of the employer under the Welfare Law at reasonable prices“February 29, 2024.

KFF, “Health insurance sponsored by the employer 101“May 28, 2024.

Peterson-Kff Health System Tracker, “What are the recent trends in the employer’s health coverage?December 22, 2023.

Peterson-Kff Health System Tracker, “How the ability to withstand the costs of covering the employer differ according to the family’s income“10 March 2022.

Peterson-Kff Health System Tracker, “Tracking the height of distinguished contributions and sharing costs for families who have great coverage for employers“August 14, 2019.

Manhattan Institute,Put the employees control health insurance with “Ichra Failure Choose”, “May 22, 2025.

Brookings, “Insurance rates have decreased dramatically after the law of care at reasonable prices“July 22, 2024.

Harvard Business Review, “Why do employers provide health care in the first place?? March 15, 2019.

Congress budget office message On the law of one beautiful bill that increases the number of unbelievable persons, June 4, 2025.

A telephone interview with Paul Frontin, Director of Health Benefits Research at the Institute for Paid Research for Employees and a member of the National Labor Squad of the Commonwealth Fund on the future role of employers in the American health system, June 6, 2025.

A phone interview with Melissa Thomason, professor of health economics at Miami University, June 6, 2025.

A phone interview with Maanasa Kona, Associate Professor of Research at the Health Insurance Reform Center at Georgetown University, June 6, 2025.

A phone interview with Matthew Ray, Assistant Director of the Health Care Market Program in KFF, June 10, 2025.

A telephone interview with Sally Pape, President and CEO of the Pacific Research Institute, June 11, 2025.

Email Correspondence with Ryan Wrasse, Senator Communications Manager John Thun, June 10, 2025.

KFF Health News, “Some of the arrangement of the employers test to give the workers ’allowance to cover“October 2, 2024.

KFF Health News, “The beautiful Trump Law of Trump continues to attack Obamacare“June 3, 2025.

KFF Health News It is a national news room that produces in-depth press on health issues and is one of the basic operating programs in KFF-independent source of health policy research, polling, and journalism. Learn more about KFF.

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